Credit to Keys

Roadmap to Homeownership Challenge
Thursday, July 31st @ 7:00 PM Eastern

Register for my FREE Online Webinar

2025 is The Year You Become a Homeowner

Trapped by Rent? Learn How to Break Free and Buy a Home Sooner Than You Think

Are you tired of feeling stuck in the rental cycle with nothing to show for it at the end of each year?

Join us for “Trapped by Rent? Learn How to Break Free and Buy a Home Sooner Than You Think,” an empowering live challenge designed for renters who are ready to stop wasting money and start building wealth through homeownership.

In this free session, you’ll discover:

✅ The 5 key steps to transition from renting to owning


✅ How to improve your credit even if it’s not perfect


✅ Little-known down payment assistance programs available in your area


✅ How to get pre-approved, even if you think you’re not ready


✅ The truth about how much home you can actually afford

Whether you're worried about your credit, income, or saving for a down payment this webinar will give you the tools and confidence to move forward.

It’s time to stop making your landlord rich and start investing in yourself.

Meet Jnana Delapaz

Founder of Credit to Keys and a trusted real estate broker who has helped hundreds of renters break free from the rental cycle and step confidently into homeownership. With a passion for financial literacy and a background in credit education, Jnana empowers everyday people especially first-time buyers to overcome credit challenges, secure funding, and take ownership of their future.

She knows firsthand what it’s like to struggle with credit and housing stability, which is why she created this webinar to give others a real, actionable roadmap to owning a home not years from now, but sooner than you think.

If you're ready to stop renting and start building wealth, you're in the right place.

A must attend challenge on how to achieve HOMEOWNERSHIP

Still Trying to Decide is It Your Time to Buy A Home

Frequently Asked Questions

Question 1: Should I wait for interest rates to drop before buying?

When rates drop that means the demand for buying a home increases and cost goes up. It's best to buy when you're financially ready. You can always refinance but you can't change the effect of overpaying for a home.

Question 2: Do I need to put down 20% to purchase my first home?

Putting down 20% is great if you can do it because you save on having to pay for PMI but it's not necessary, your down payment could be as low as 3.5%

Question 3: Do I need a 700+ credit score to qualify for a mortgage?

Having a 700+ credit score is not needed to buy a home. Of course, everyone's situation is different you can have a credit score in the high 500s and still get a approve. Either way its best to let the lending team review your information first.